Which benefit is typically associated with comprehensive automobile insurance?

Which benefit is typically associated with comprehensive automobile insurance?

• A. Liability coverage only
• B. All damages from accidents
• C. Theft protection
• D. Injury coverage

Answer: (C)

Comprehensive automobile insurance primarily covers risks that are not related to collisions or accidents involving other vehicles, which includes theft protection. This type of coverage is designed to safeguard policyholders against losses due to non-collision incidents, such as theft, vandalism, fire, and damage from natural disasters like hail or flooding. Having comprehensive coverage means that if your vehicle is stolen, the insurance policy would provide compensation for the loss, protecting the owner's investment. This aspect of comprehensive insurance is critical, as it addresses a range of potential risks that can impact a vehicle beyond the responsibility incurred in a vehicular accident. While liability coverage focuses on damages for which the insured is responsible in an accident, and injury coverage addresses medical expenses for injuries sustained as a result of accidents, these options do not specifically highlight the comprehensive protection against theft, which is the primary benefit outlined in the correct choice.

Comprehensive automobile insurance primarily covers risks that are not related to collisions or accidents involving other vehicles, which includes theft protection. This type of coverage is designed to safeguard policyholders against losses due to non-collision incidents, such as theft, vandalism, fire, and damage from natural disasters like hail or flooding.

Having comprehensive coverage means that if your vehicle is stolen, the insurance policy would provide compensation for the loss, protecting the owner's investment. This aspect of comprehensive insurance is critical, as it addresses a range of potential risks that can impact a vehicle beyond the responsibility incurred in a vehicular accident.

While liability coverage focuses on damages for which the insured is responsible in an accident, and injury coverage addresses medical expenses for injuries sustained as a result of accidents, these options do not specifically highlight the comprehensive protection against theft, which is the primary benefit outlined in the correct choice.